If an agent completes 30 hours of continuing education, what happens to the additional 6 hours beyond the requirement?

When an agent completes continuing education hours that exceed the required amount, those extra hours are valid for the next licensing period. This means that if an agent has completed 30 hours but only needed 24 hours for that period, the additional 6 hours can be carried forward and applied toward the educational requirements for the subsequent licensing cycle.

This practice encourages agents to continue their education beyond the bare minimum, allowing them to accumulate knowledge and stay current in their field, while providing flexibility in how they manage their continuing education. By allowing these hours to count for future licensing periods, it promotes ongoing professional development and ensures that agents maintain their competencies over time.

The other options don't accurately reflect common continuing education policies. Forfeiting hours or restricting how they can be used would not incentivize agents to exceed minimum requirements. Applying them to another licensing category might entail specific regulations that differ from general continuing education policies.