Subsidies for health insurance are available for individuals and families with incomes between which percentages of the federal poverty level?

Subsidies for health insurance are designed to make coverage more affordable for low- to moderate-income individuals and families. Under the Affordable Care Act (ACA), premium tax credits are available to those whose household income falls between 138% and 400% of the federal poverty level (FPL).

This range is significant because it targets a larger segment of the population that may struggle to afford health coverage without financial assistance. Those earning below 138% may qualify for Medicaid, while those above 400% are not eligible for subsidies. Thus, the correct range for receiving health insurance subsidies is anchored in this income bracket of 138% to 400% of the FPL, which is essential for ensuring access to necessary health services and protecting individuals from high healthcare costs.