What is one of the main functions of a life and disability insurance analyst?

A primary function of a life and disability insurance analyst is to analyze insurance needs for clients. This role involves assessing the specific circumstances, financial situations, and goals of individuals or businesses to determine the appropriate types and amounts of insurance coverage that are necessary. Analysts must be knowledgeable about various insurance products and how they can address clients' needs, helping to ensure that clients have the right protections in place.

By analyzing clients’ needs, the analyst can provide tailored recommendations that align with their financial security and risk management objectives. This function is critical because it supports clients in making informed decisions about their insurance coverage, which is central to the role of an analyst in this field.