Which of the following is NOT a responsibility of an insurance agent?

An insurance agent's primary role involves facilitating the sale of insurance policies and assisting clients with various aspects of their policies. Among these responsibilities, advising on claims, collecting premiums, and providing policy recommendations are fundamental to their function.

Underwriting, however, is typically the responsibility of the insurance company, not the agent. Underwriting involves evaluating risks and determining the terms and conditions of the insurance contract, including the pricing. This is a specialized function that requires greater expertise in actuarial science and risk assessment, which falls outside the general scope of what an agent does. Agents often don't have the authority to make final decisions on the acceptance of risks or the specifics of the policy coverage offered.

Therefore, selecting underwriting the contract as something that is NOT a responsibility of an insurance agent is accurate, as it distinguishes between roles within the insurance process.